Did you know that life insurance for smokers is double to triple the price of non-smokers? That can add up to thousands or even tens of thousands of dollars more that smokers pay over the life of the policy!

But not all life insurance companies treat smokers the same way. The trick is to find the one that views you as low risk and offers you the best rates.

This comprehensive guide will reveal how smoking affects your life insurance rates and how you can get the best life insurance policy as a smoker.