Insurance Services

Insurance should start with your needs—not with a particular product.

I help individuals, families, professionals, self-employed Canadians and business owners compare insurance solutions based on their income, health, family responsibilities, financial obligations and long-term goals.

As an independent insurance advisor, I can compare relevant options from multiple Canadian insurance companies and help you understand the differences before you apply.

Top-Rated Insurance Companies You Can Trust

Insurance Service Brian So Insurance Vancouver BC

Life Insurance

Life insurance can help protect the people who depend on you financially and provide funding for mortgages, debts, education, estate planning and business obligations.

Term Life Insurance

Affordable temporary coverage for needs such as income replacement, mortgages, debts and raising children.

Learn More About Term Life Insurance

Permanent Life Insurance

Lifelong coverage that can be used for estate planning, wealth transfer, business planning and other long-term financial needs.

Learn More About Permanent Life Insurance

No Medical Life Insurance

Life insurance options that may require less medical underwriting, which can be useful if you have health concerns or want a simpler application process.

Learn More About No Medical Life Insurance

Living Benefits

Life insurance protects against the financial impact of death. Living benefits can help protect you and your family while you are alive.

Disability Insurance

Protect your income if an illness or injury prevents you from working. A disability policy can provide a monthly benefit to help cover your ongoing financial obligations.

Learn More About Disability Insurance

Critical Illness Insurance

Receive a lump-sum benefit if you are diagnosed with a covered critical illness and meet the policy requirements. The benefit can give you financial flexibility during treatment and recovery.

Learn More About Critical Illness Insurance

Long-Term Care Insurance

Protect your retirement savings against the potential cost of prolonged care if you lose your independence and need ongoing assistance.

Learn More About Long-Term Care Insurance

Health Insurance

Supplement your provincial health coverage with protection for expenses such as prescription drugs, dental care, vision care and paramedical services. Personal health insurance can be particularly valuable for self-employed individuals, contractors and people without comprehensive employer benefits.

Learn More About Health Insurance

Finding The Right Coverage

You don’t necessarily need every type of insurance. The right coverage depends on what you are trying to protect.

Protect your family

Life insurance can provide financial security if you die prematurely.

Protect your income

Disability insurance can replace a portion of your income if you cannot work because of illness or injury.

Protect against serious illness

Critical illness insurance can provide a lump sum when you are diagnosed with a covered condition.

Protect your retirement

Long-term care insurance can help fund care and reduce the amount you may need to withdraw from your retirement savings.

Protect against health-care costs

Personal health insurance can help cover expenses not paid by your provincial health plan.

Why Work With An Independent Insurance Advisor

Insurance policies can vary significantly between companies. Premiums, coverage definitions, underwriting requirements, exclusions, guarantees and policy features may all be different.

As an independent insurance advisor, I can help you:

  • Assess what you are trying to protect and how much coverage you may need
  • Compare relevant insurance solutions from multiple Canadian insurance companies
  • Understand the important differences between policies
  • Identify products and insurers that may be better suited to your circumstances
  • Navigate the underwriting and application process
  • Review your coverage as your family, income and financial circumstances change

The goal isn’t simply to find an insurance policy. It’s to help you understand what you are buying and make an informed decision about your financial protection.

Serving Clients Across BC, Alberta & Ontario

I provide insurance advice to clients throughout British Columbia, Alberta and Ontario.

Most appointments can be completed virtually, making it convenient to meet with me regardless of where you live in these provinces.

Let's Find The Right Coverage For You

You don’t need to know exactly what type of insurance you need before getting started.

We can discuss your situation, identify the risks that matter most and determine which types of coverage may be appropriate for you.