9 Reasons Why You Were Declined For Life Insurance
Have you been declined for life insurance?
Life insurance can help protect your family and loved ones from any financial burden should something happen to you. Unfortunately, not everyone who applies for life insurance will be approved.
In this post, you’ll find out:
Reasons why you may be denied life insurance coverage
What you can do after a decline
Which insurance companies can still provide you coverage after a declined application
Standard Vs Preferred Life Insurance Rates
Do you want to save thousands of dollars on your life insurance policy?
You can with preferred rates.
Only people who live healthier and less risky lifestyles can qualify for these lower premiums. The discount on the premiums can be up to 30%, which could equal savings of thousands of dollars over the policy’s life.
Read on to see how you can get these premium savings.
How Does The Coronavirus (COVID-19) Affect Life Insurance?
Has the rapid spread of the novel coronavirus got you thinking about life insurance?
You might be wondering if your existing policy covers you, or what happens if you apply for coverage now.
Best Life Insurance For Smokers In Canada (Updated in 2024)
Did you know that life insurance for smokers is double to triple the price of non-smokers? That can add up to thousands or even tens of thousands of dollars more that smokers pay over the life of the policy!
But not all life insurance companies treat smokers the same way. The trick is to find the one that views you as low risk and offers you the best rates.
This comprehensive guide will reveal how smoking affects your life insurance rates and how you can get the best life insurance policy as a smoker.
Bill to prohibit genetic discrimination is now law
On May 4, 2017, Bill S-201: An Act to prohibit and prevent genetic discrimination received Royal Assent and became law. The bill prohibits any person or insurance company from requiring an individual to undergo a genetic test or requiring an individual to disclose the results of a genetic test as a condition of obtaining insurance.
21 Tips To Ace Your Life Insurance Medical Exam
So you just applied for life insurance. Now what?
Chances are, you will need to go through a life insurance medical exam.
What does it test for?
More importantly, how can you ace it and save thousands over the life of your insurance policy?
Here are 21 actionable tips to help you ace your life insurance medical exam.
What Is The Medical Information Bureau (MIB)?
Attention: The MIB may have your medical information.
No, not the Men In Black. The Medical Information Bureau.
In this post, we explain what the MIB is and how it helps prevent fraud and keep life insurance affordable.
Let’s get started.
9 Dangerous Hobbies That Affect Your Life Insurance Rates
Are you a thrill-seeker who loves dangerous hobbies? Did you know that participating in these high-risk activities can affect your life insurance rates?
You could end up paying thousands more for life insurance. Even worse, the insurance company could deny coverage altogether.
What are the 9 activities insurance companies consider dangerous, and what factors do they look at when determining your rate?
This post answers those questions and more.
By the end, you’ll know exactly what you need to do to get the coverage you need.
So if you’re a thrill-seeker looking for life insurance, this post is for you.
87 Simple Tips To Save On Life Insurance (Updated in 2024)
This is the ultimate guide for saving on life insurance.
Here, you will find a massive list of 87 simple tips to maximize your insurance dollars, leaving you more money in your pocket.
So don’t buy life insurance until you read this. It could end up saving you thousands of dollars over the life of the policy.
Life Insurance Application: What You Need To Know
You’ve decided to buy life insurance. Now what?
The life insurance application process can seem daunting at first glance, but it doesn’t have to be!
In this guide, we’ll show you how easy it is to apply for life insurance. When you’re finished reading, you’ll know how the step-by-step process from the moment you sign up to the day you receive your life insurance policy.
