Manulife Synergy is a type of combination insurance. It’s a 3-in-1 solution that combines life, disability, and critical illness insurance.

It’s unique in that there are no other products like this in the Canadian marketplace. Let’s examine the features of Manulife Synergy.

As Canadians looking for insurance to protect our families from loss, we’re blessed with the number of insurance companies offering innovative products and solutions. Here at Brian So Insurance, we want to discuss and review these specialty products. For the most part, basic products such as term and permanent do not vary widely among carriers. So what we want to delve into here are specialty products, such as LifePhases and LifePhases Plus by Assumption Life. These are usually offered only by one carrier to differentiate themselves from the rest of the pack. They can be combination type insurance, mixing life and different types of health insurance together as a package. For this post we are going to talk about Child Life and Health Duo, a combination type insurance that incorporates life and critical illness insurance into one policy. Child Life and Health Duo is a unique product offered only by Industrial Alliance.

Are you looking for a way to provide for your family and protect your assets?

An insured annuity is the perfect solution. It provides guaranteed income, while also providing protection against inflation and market fluctuations. In the end, your assets pass on to your loved ones in an efficient way.

With an insured annuity, you can rest assured that no matter what happens in the future, your loved ones will be taken care of.

Read on to learn more about how an insured annuity works.

You’ve decided to buy life insurance. Now what?

The life insurance application process can seem daunting at first glance, but it doesn’t have to be!

In this guide, we’ll show you how easy it is to apply for life insurance. When you’re finished reading, you’ll know how the step-by-step process from the moment you sign up to the day you receive your life insurance policy.

What happens after you apply for life insurance? An employee of the insurance company—called the underwriter—reviews it in a process called life insurance underwriting.

What is underwriting, why is it so important, and how does it affect your pricing?

We’re here to break down the basics of underwriting for life insurance. You’ll learn:

Why underwriting exists, and what are the most critical risk factors that affect it
What kind of tests you have to go through when you apply for life insurance coverage
Why your policy might be more expensive than what you were quoted (or why you were declined coverage)

So if you want to know what happens after you send your life insurance application, this guide is for you.

Let’s get started.

Recently there was a post on Know Your Insurance about five signs you are being “purely sold” insurance. They were five quick warning signs that you’re talking to a insurance salesperson who doesn’t really care about you. While it was quick and to the point, we would like to expand on some of the points. Here are five warning signs that you are not working with an insurance salesperson with your best interest in mind, who instead is looking for a quick sale.